Résumé : Litige entre une banque et sa cliente suscité par la clôture, à l'initiative de la banque, des comptes de la société cliente compte tenu de suspicions de violation des règles anti-blanchiment. Action de la cliente contre la banque.

I. Faits 

Décision de la Royal Bank of Scotland  (RBS) de mettre fin aux rapports d'affaires avec une société (N selon le jugement) active dans le money service business.

Selon le jugement :

« N had been a customer of the Bank since January 2013 and held approximately 60 active accounts with the Bank in the relevant period. These comprised four main accounts and separate client sub-accounts in sterling and various foreign currencies. The main accounts had a high volume of transactions and an annual turnover of around £700 million. The transactions on the main accounts included payments into and out of the sub-accounts, third party credits and a large volume of transactions to and from N's currency accounts relating to FX trading activity. As part of its banking facilities, N had access to internet banking and also an online FX liquidity platform which allowed it to...